Terms of Service

Last Updated: February 25, 2026

1. Acceptance of Terms

By accessing and using the website and services of Hamptons Hard Money Lenders ("Company," "we," "us," or "our"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

Hamptons Hard Money Lenders provides hard money lending and private lending services for real estate investment purposes in the Hamptons, NY area and surrounding regions. Our services include but are not limited to:

• Short-term bridge loans
• Rehab and renovation loans
• Fix-and-flip loans
• Commercial property loans
• Multifamily apartment loans
• Construction loans
• Hard money equity loans
• Debt consolidation loans

3. Eligibility

To use our services, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete information in your loan application

4. Loan Application Process

All loan applications are subject to our review and approval process. Submitting an application does not guarantee approval or funding. We reserve the right to decline any application at our sole discretion. Approval is based on various factors including but not limited to property value, loan-to-value ratio, borrower experience, and exit strategy.

5. Interest Rates and Fees

Interest rates, origination fees, and other charges associated with our loans are determined on a case-by-case basis and will be disclosed in your loan agreement. All rates and fees are subject to change without notice until a loan agreement is executed.

6. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Hamptons Hard Money Lenders or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written consent.

7. Limitation of Liability

To the fullest extent permitted by law, Hamptons Hard Money Lenders shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use our services.

8. Disclaimer of Warranties

Our services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal action or proceeding arising under these terms shall be brought exclusively in the courts located in Suffolk County, New York.

10. Changes to Terms

We reserve the right to modify or replace these Terms of Service at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services after any changes constitutes acceptance of the new terms.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at: